Natural hazards · Wibaux

Wibaux, MT natural hazards

Most of the natural-hazard damage FEMA expects in Wibaux comes from cold waves, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 1978. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wibaux?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wibaux to be higher than in 57% of U.S. communities, mostly from cold waves.

Cold waves83%Inland flooding11%Everything else6%

By hazard

What Wibaux faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

83% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 13 times a year in the area

Inland flooding

11% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once every 2 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wibaux flood?

Every paid claim on a federal flood insurance policy in Wibaux, from FEMA’s records.

3paid claims since 1978

$77Kpaid to owners

0homes flooded more than once

19782026

of all homes
are insured

No community discount. Wibaux isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wibaux County.

Disasters that hit Wibaux

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Wibaux itself: aid to households, or repair grants to the Town of Wibaux.

Brought FEMA money into WibauxDeclared for Wibaux County only

2011

Severe Storms and Flooding

23 households applied for aid $12K aid approved

Wibaux County has had 3 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wibaux is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Wibaux’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Wibaux. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.