Natural hazards · Terry

Terry, MT natural hazards

Most of the natural-hazard damage FEMA expects in Terry comes from cold waves, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Terry?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Terry to be higher than in 44% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves58%Inland flooding29%Everything else13%

By hazard

What Terry faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

58% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 12 times a year in the area

Inland flooding

29% of expected damage

Above average · higher than 65% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Terry flood?

FEMA's records show no paid flood insurance claims in Terry.

Disasters that hit Terry

Federal disasters declared here

None of the disasters declared for Prairie County shows FEMA aid or repair money reaching Terry itself in FEMA’s records.

Brought FEMA money into TerryDeclared for Prairie County only

Prairie County has had 5 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Terry is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Terry’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Terry. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.