Natural hazards · Springwater Colony

Springwater Colony, MT natural hazards

Most of the natural-hazard damage FEMA expects in Springwater Colony comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Springwater Colony?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Springwater Colony to be higher than in 54% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding59%Cold waves23%Lightning7%Everything else10%

By hazard

What Springwater Colony faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 3 years in the area

Cold waves

23% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 4 times a year in the area

Lightning

7% of expected damage

Above average · higher than 57% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windDroughtAvalanches

Not a risk here

Coastal floodingHurricanesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Springwater Colony flood?

FEMA's records show no paid flood insurance claims in Springwater Colony.

of all homes
are insured

No community discount. Springwater Colony isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wheatland County.

Disasters that hit Springwater Colony

Federal disasters declared here

None of the disasters declared for Wheatland County shows FEMA aid or repair money reaching Springwater Colony itself in FEMA’s records.

Brought FEMA money into Springwater ColonyDeclared for Wheatland County only

Wheatland County has had 8 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Springwater Colony is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Springwater Colony’s own flood-insurance community; household aid to the registrant’s city; repair grants to Springwater Colony. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.