Natural hazards · Somers

Somers, MT natural hazards

Most of the natural-hazard damage FEMA expects in Somers comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Somers?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Somers to be higher than in 83% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding44%Earthquakes34%Cold waves18%Everything else4%

By hazard

What Somers faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once a year in the area

Earthquakes

34% of expected damage

Well above average · higher than 90% of U.S. places

Cold waves

18% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 4 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Somers flood?

FEMA's records show no paid flood insurance claims in Somers.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Somers isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Flathead County.

Disasters that hit Somers

Federal disasters declared here

None of the disasters declared for Flathead County shows FEMA aid or repair money reaching Somers itself in FEMA’s records.

Brought FEMA money into SomersDeclared for Flathead County only

Flathead County has had 13 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Somers is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Somers’s own flood-insurance community; household aid to the registrant’s city; repair grants to Somers. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.