Natural hazards · Sapphire Ridge

Sapphire Ridge, MT natural hazards

Most of the natural-hazard damage FEMA expects in Sapphire Ridge comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sapphire Ridge?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sapphire Ridge to be higher than in 39% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding49%Cold waves37%Everything else14%

By hazard

What Sapphire Ridge faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Above average · higher than 64% of U.S. places

Recorded about once every 5 years in the area

Cold waves

37% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 8 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingHurricanesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sapphire Ridge flood?

FEMA's records show no paid flood insurance claims in Sapphire Ridge.

Disasters that hit Sapphire Ridge

Federal disasters declared here

None of the disasters declared for Judith Basin County shows FEMA aid or repair money reaching Sapphire Ridge itself in FEMA’s records.

Brought FEMA money into Sapphire RidgeDeclared for Judith Basin County only

Judith Basin County has had 7 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sapphire Ridge is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Sapphire Ridge’s own flood-insurance community; household aid to the registrant’s city; repair grants to Sapphire Ridge. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.