Natural hazards · Santa Rita

Santa Rita, MT natural hazards

Most of the natural-hazard damage FEMA expects in Santa Rita comes from cold waves, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Santa Rita?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Santa Rita to be higher than in 33% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves52%Inland flooding40%Everything else8%

By hazard

What Santa Rita faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

52% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 10 times a year in the area

Inland flooding

40% of expected damage

Above average · higher than 62% of U.S. places

Recorded about once every 4 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Santa Rita flood?

FEMA's records show no paid flood insurance claims in Santa Rita.

of all homes
are insured

No community discount. Santa Rita isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Glacier County.

Disasters that hit Santa Rita

Federal disasters declared here

None of the disasters declared for Glacier County shows FEMA aid or repair money reaching Santa Rita itself in FEMA’s records.

Brought FEMA money into Santa RitaDeclared for Glacier County only

Glacier County has had 10 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Santa Rita is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Santa Rita’s own flood-insurance community; household aid to the registrant’s city; repair grants to Santa Rita. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.