Natural hazards · Ryegate

Ryegate, MT natural hazards

Most of the natural-hazard damage FEMA expects in Ryegate comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ryegate?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ryegate to be higher than in 61% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding58%Cold waves17%Lightning11%Wildfire5%Everything else8%

By hazard

What Ryegate faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 2 years in the area

Cold waves

17% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 4 times a year in the area

Lightning

11% of expected damage

Above average · higher than 55% of U.S. places

Wildfire

5% of expected damage

Well above average · higher than 95% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windDroughtAvalanches

Not a risk here

Coastal floodingHurricanesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ryegate flood?

FEMA's records show no paid flood insurance claims in Ryegate.

of all homes
are insured

No community discount. Ryegate isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Golden Valley County.

Disasters that hit Ryegate

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Ryegate itself: aid to households, or repair grants to the Town of Ryegate.

Brought FEMA money into RyegateDeclared for Golden Valley County only

2011

Severe Storms and Flooding

32 households applied for aid $34K aid approved $7K to the Town of Ryegate for repairs

Golden Valley County has had 8 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ryegate is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ryegate’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Ryegate. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.