Natural hazards · Rocky Point

Rocky Point, MT natural hazards

Most of the natural-hazard damage FEMA expects in Rocky Point comes from avalanches, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rocky Point?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rocky Point to be higher than in 79% of U.S. communities, mostly from avalanches and earthquakes.

Avalanches35%Earthquakes31%Inland flooding20%Cold waves11%Everything else4%

By hazard

What Rocky Point faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Avalanches

35% of expected damage

Well below average · higher than 0% of U.S. places

Recorded about once every 4 years in the area

Earthquakes

31% of expected damage

Well above average · higher than 92% of U.S. places

Inland flooding

20% of expected damage

Above average · higher than 67% of U.S. places

Recorded about once every 2 years in the area

Cold waves

11% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 4 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rocky Point flood?

FEMA's records show no paid flood insurance claims in Rocky Point.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rocky Point isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lake County.

Disasters that hit Rocky Point

Federal disasters declared here

None of the disasters declared for Lake County shows FEMA aid or repair money reaching Rocky Point itself in FEMA’s records.

Brought FEMA money into Rocky PointDeclared for Lake County only

Lake County has had 6 natural disasters declared since 1953, most often floods and fires.

Around Rocky Point

Rocky Point and the towns around it

Very lowLowModerateHighVery high

Rocky Pointmostly avalanchesHigh

Jettemostly avalanchesHigh

Kings Pointmostly avalanchesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rocky Point is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Rocky Point’s own flood-insurance community; household aid to the registrant’s city; repair grants to Rocky Point. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.