Natural hazards · Rapelje

Rapelje, MT natural hazards

Most of the natural-hazard damage FEMA expects in Rapelje comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rapelje?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rapelje to be higher than in 55% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding58%Cold waves19%Wildfire9%Everything else14%

By hazard

What Rapelje faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once every 2 years in the area

Cold waves

19% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 3 times a year in the area

Wildfire

9% of expected damage

Well above average · higher than 96% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingHurricanesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rapelje flood?

FEMA's records show no paid flood insurance claims in Rapelje.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rapelje isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Stillwater County.

Disasters that hit Rapelje

Federal disasters declared here

None of the disasters declared for Stillwater County shows FEMA aid or repair money reaching Rapelje itself in FEMA’s records.

Brought FEMA money into RapeljeDeclared for Stillwater County only

Stillwater County has had 14 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rapelje is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Rapelje’s own flood-insurance community; household aid to the registrant’s city; repair grants to Rapelje. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.