Natural hazards · Lodge Pole

Lodge Pole, MT natural hazards

Most of the natural-hazard damage FEMA expects in Lodge Pole comes from cold waves, and overall the risk is very high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lodge Pole?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lodge Pole to be higher than in 84% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves62%Inland flooding25%Lightning8%Everything else6%

By hazard

What Lodge Pole faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

62% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 11 times a year in the area

Inland flooding

25% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 2 years in the area

Lightning

8% of expected damage

Below average · higher than 45% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windDroughtAvalanches

Not a risk here

Coastal floodingHurricanesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lodge Pole flood?

FEMA's records show no paid flood insurance claims in Lodge Pole.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lodge Pole isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Blaine County.

Disasters that hit Lodge Pole

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Lodge Pole itself: aid to households, or repair grants to Lodge Pole.

Brought FEMA money into Lodge PoleDeclared for Blaine County only

2011

Severe Storms and Flooding

5 households applied for aid $38K aid approved

Blaine County has had 11 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lodge Pole is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lodge Pole’s own flood-insurance community; household aid to the registrant’s city; repair grants to Lodge Pole. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.