Natural hazards · Little Bitterroot Lake

Little Bitterroot Lake, MT natural hazards

Most of the natural-hazard damage FEMA expects in Little Bitterroot Lake comes from avalanches, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Little Bitterroot Lake?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Little Bitterroot Lake to be higher than in 74% of U.S. communities, mostly from avalanches.

Avalanches88%Inland flooding5%Everything else7%

By hazard

What Little Bitterroot Lake faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Avalanches

88% of expected damage

Well below average · higher than 0% of U.S. places

Recorded about once every 2 years in the area

Inland flooding

5% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Little Bitterroot Lake flood?

FEMA's records show no paid flood insurance claims in Little Bitterroot Lake.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Little Bitterroot Lake isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Flathead County.

Disasters that hit Little Bitterroot Lake

Federal disasters declared here

None of the disasters declared for Flathead County shows FEMA aid or repair money reaching Little Bitterroot Lake itself in FEMA’s records.

Brought FEMA money into Little Bitterroot LakeDeclared for Flathead County only

Flathead County has had 13 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Little Bitterroot Lake covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Little Bitterroot Lake’s own flood-insurance community; household aid to the registrant’s city; repair grants to Little Bitterroot Lake. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Little Bitterroot Lake total about $9.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.