Natural hazards · Lindsay

Lindsay, MT natural hazards

Most of the natural-hazard damage FEMA expects in Lindsay comes from cold waves, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lindsay?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lindsay to be higher than in 40% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves58%Inland flooding27%Everything else15%

By hazard

What Lindsay faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

58% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 14 times a year in the area

Inland flooding

27% of expected damage

Above average · higher than 59% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lindsay flood?

FEMA's records show no paid flood insurance claims in Lindsay.

of all homes
are insured

No community discount. Lindsay isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dawson County.

Disasters that hit Lindsay

Federal disasters declared here

None of the disasters declared for Dawson County shows FEMA aid or repair money reaching Lindsay itself in FEMA’s records.

Brought FEMA money into LindsayDeclared for Dawson County only

Dawson County has had 7 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lindsay is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lindsay’s own flood-insurance community; household aid to the registrant’s city; repair grants to Lindsay. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.