Natural hazards · Kerr

Kerr, MT natural hazards

Most of the natural-hazard damage FEMA expects in Kerr comes from avalanches, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Kerr?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kerr to be higher than in 79% of U.S. communities, mostly from avalanches and earthquakes.

Avalanches35%Earthquakes31%Inland flooding20%Cold waves11%Everything else4%

By hazard

What Kerr faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Avalanches

35% of expected damage

Well below average · higher than 0% of U.S. places

Recorded about once every 4 years in the area

Earthquakes

31% of expected damage

Well above average · higher than 92% of U.S. places

Inland flooding

20% of expected damage

Above average · higher than 67% of U.S. places

Recorded about once every 2 years in the area

Cold waves

11% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 4 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Kerr flood?

FEMA's records show no paid flood insurance claims in Kerr.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Kerr isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lake County.

Disasters that hit Kerr

Federal disasters declared here

None of the disasters declared for Lake County shows FEMA aid or repair money reaching Kerr itself in FEMA’s records.

Brought FEMA money into KerrDeclared for Lake County only

Lake County has had 6 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kerr is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Kerr’s own flood-insurance community; household aid to the registrant’s city; repair grants to Kerr. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.