Natural hazards · Fromberg

Fromberg, MT natural hazards

Most of the natural-hazard damage FEMA expects in Fromberg comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 2 claims here since 1981. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fromberg?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fromberg to be higher than in 89% of U.S. communities, mostly from inland flooding.

Inland flooding75%Cold waves10%Everything else15%

By hazard

What Fromberg faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

75% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 2 years in the area

Cold waves

10% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 3 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanchesVolcanic activity

Not a risk here

Coastal floodingHurricanesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fromberg flood?

Every paid claim on a federal flood insurance policy in Fromberg, from FEMA’s records.

2paid claims since 1981

$44Kpaid to owners

0homes flooded more than once

19812026

Biggest named events

Yellowstone Flooding: 1 claim, $38K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fromberg isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Carbon County.

Disasters that hit Fromberg

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Fromberg itself: aid to households, or repair grants to the Town of Fromberg.

Brought FEMA money into FrombergDeclared for Carbon County only

2022

Severe Storm and Flooding

84 households applied for aid $737K aid approved $93K to the Town of Fromberg for repairs

Carbon County has had 11 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fromberg is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Fromberg’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Fromberg. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.