Natural hazards · Fair Haven Colony

Fair Haven Colony, MT natural hazards

Most of the natural-hazard damage FEMA expects in Fair Haven Colony comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fair Haven Colony?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fair Haven Colony to be higher than in 63% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding45%Cold waves34%Avalanches10%Everything else11%

By hazard

What Fair Haven Colony faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once a year in the area

Cold waves

34% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 8 times a year in the area

Avalanches

10% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 30 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fair Haven Colony flood?

FEMA's records show no paid flood insurance claims in Fair Haven Colony.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fair Haven Colony isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cascade County.

Disasters that hit Fair Haven Colony

Federal disasters declared here

None of the disasters declared for Cascade County shows FEMA aid or repair money reaching Fair Haven Colony itself in FEMA’s records.

Brought FEMA money into Fair Haven ColonyDeclared for Cascade County only

Cascade County has had 5 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fair Haven Colony is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Fair Haven Colony’s own flood-insurance community; household aid to the registrant’s city; repair grants to Fair Haven Colony. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.