Natural hazards · Eureka

Eureka, MT natural hazards

Most of the natural-hazard damage FEMA expects in Eureka comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Eureka?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Eureka to be higher than in 31% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding44%Wildfire25%Cold waves20%Earthquakes5%Everything else6%

By hazard

What Eureka faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Below average · higher than 31% of U.S. places

Recorded about once every 2 years in the area

Wildfire

25% of expected damage

Well above average · higher than 97% of U.S. places

Cold waves

20% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

5% of expected damage

Above average · higher than 64% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Eureka flood?

FEMA's records show no paid flood insurance claims in Eureka.

of all homes
are insured

No community discount. Eureka isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lincoln County.

Disasters that hit Eureka

Federal disasters declared here

None of the disasters declared for Lincoln County shows FEMA aid or repair money reaching Eureka itself in FEMA’s records.

Brought FEMA money into EurekaDeclared for Lincoln County only

Lincoln County has had 10 natural disasters declared since 1953, most often severe storms and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Eureka is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Eureka’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Eureka. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.