Natural hazards · Drummond

Drummond, MT natural hazards

Most of the natural-hazard damage FEMA expects in Drummond comes from avalanches, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2010. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Drummond?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Drummond to be higher than in 68% of U.S. communities, mostly from avalanches and inland flooding.

Avalanches46%Inland flooding26%Wildfire12%Cold waves9%Everything else6%

By hazard

What Drummond faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Avalanches

46% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 5 years in the area

Inland flooding

26% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once every 4 years in the area

Wildfire

12% of expected damage

Well above average · higher than 98% of U.S. places

Cold waves

9% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 3 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Drummond flood?

Every paid claim on a federal flood insurance policy in Drummond, from FEMA’s records.

1paid claims since 2010

$4Kpaid to owners

0homes flooded more than once

20102026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Drummond isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Granite County.

Disasters that hit Drummond

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Drummond itself: aid to households, or repair grants to the Town of Drummond.

Brought FEMA money into DrummondDeclared for Granite County only

2011

Severe Storms and Flooding

$7K to the Town of Drummond for repairs

Granite County has had 6 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Drummond is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Drummond’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Drummond. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.