Natural hazards · Cut Bank

Cut Bank, MT natural hazards

Most of the natural-hazard damage FEMA expects in Cut Bank comes from cold waves, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cut Bank?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cut Bank to be higher than in 33% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves52%Inland flooding40%Everything else8%

By hazard

What Cut Bank faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

52% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 10 times a year in the area

Inland flooding

40% of expected damage

Above average · higher than 62% of U.S. places

Recorded about once every 4 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cut Bank flood?

FEMA's records show no paid flood insurance claims in Cut Bank.

of all homes
are insured

No community discount. Cut Bank isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Glacier County.

Disasters that hit Cut Bank

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cut Bank itself: aid to households, or repair grants to the City of Cut Bank.

Brought FEMA money into Cut BankDeclared for Glacier County only

2011

Severe Storms and Flooding

7 households applied for aid $4K aid approved

2002

Severe Storms and Flooding

$20K to the City of Cut Bank for repairs

Glacier County has had 10 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cut Bank is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cut Bank’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Cut Bank. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Cut Bank, MT natural hazards

How exposed is Cut Bank?

What Cut Bank faces

Cold waves

Inland flooding

Lower here

Not a risk here

Does Cut Bank flood?

2 federal disasters brought FEMA money here

Severe Storms and Flooding

Severe Storms and Flooding

How to read this page

Where to, neighbor?

Matches

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