Natural hazards · Conrad

Conrad, MT natural hazards

Most of the natural-hazard damage FEMA expects in Conrad comes from cold waves, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Conrad?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Conrad to be higher than in 24% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves46%Inland flooding45%Everything else10%

By hazard

What Conrad faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

46% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 9 times a year in the area

Inland flooding

45% of expected damage

Above average · higher than 52% of U.S. places

Recorded about once every 4 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Conrad flood?

FEMA's records show no paid flood insurance claims in Conrad.

Disasters that hit Conrad

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Conrad itself: aid to households, or repair grants to the City of Conrad.

Brought FEMA money into ConradDeclared for Pondera County only

2016

Severe Winter Storm and Straight-Line Winds

$3K to the City of Conrad for repairs

2011

Severe Storms and Flooding

20 households applied for aid $15K aid approved

Pondera County has had 12 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Conrad is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Conrad’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Conrad. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.