Natural hazards · Clancy

Clancy, MT natural hazards

Most of the natural-hazard damage FEMA expects in Clancy comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Clancy?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Clancy to be higher than in 56% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding30%Cold waves29%Wildfire24%Lightning6%Everything else11%

By hazard

What Clancy faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

30% of expected damage

Below average · higher than 44% of U.S. places

Recorded about once every 6 years in the area

Cold waves

29% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 5 times a year in the area

Wildfire

24% of expected damage

Well above average · higher than 98% of U.S. places

Lightning

6% of expected damage

Above average · higher than 51% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windDroughtAvalanches

Not a risk here

Coastal floodingHurricanesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Clancy flood?

FEMA's records show no paid flood insurance claims in Clancy.

of all homes
are insured

No community discount. Clancy isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jefferson County.

Disasters that hit Clancy

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Clancy itself: aid to households, or repair grants to Clancy.

Brought FEMA money into ClancyDeclared for Jefferson County only

2011

Severe Storms and Flooding

4 households applied for aid $3K aid approved

Jefferson County has had 9 natural disasters declared since 1953, most often floods and fires.

Around Clancy

Clancy and the towns around it

Very lowLowModerateHighVery high

Jefferson Citymostly inland floodingHigh

Clancymostly inland floodingModerate

Montana Citymostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Clancy covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Clancy’s own flood-insurance community; household aid to the registrant’s city; repair grants to Clancy. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Clancy total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.