Natural hazards · Belfry

Belfry, MT natural hazards

Most of the natural-hazard damage FEMA expects in Belfry comes from inland flooding, and overall the risk is very high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Belfry?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Belfry to be higher than in 93% of U.S. communities, mostly from inland flooding.

Inland flooding70%Wildfire9%Cold waves7%Landslides7%Everything else7%

By hazard

What Belfry faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 2 years in the area

Wildfire

9% of expected damage

Well above average · higher than 98% of U.S. places

Cold waves

7% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 3 times a year in the area

Landslides

7% of expected damage

Well above average · among the top 1% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesEarthquakesStrong windLightningDroughtAvalanchesVolcanic activity

Not a risk here

Coastal floodingHurricanesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Belfry flood?

FEMA's records show no paid flood insurance claims in Belfry.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Belfry isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Carbon County.

Disasters that hit Belfry

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Belfry itself: aid to households, or repair grants to Belfry.

Brought FEMA money into BelfryDeclared for Carbon County only

2022

Severe Storm and Flooding

7 households applied for aid $41K aid approved

Carbon County has had 11 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Belfry is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Belfry’s own flood-insurance community; household aid to the registrant’s city; repair grants to Belfry. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.