Natural hazards · Bear Dance

Bear Dance, MT natural hazards

Most of the natural-hazard damage FEMA expects in Bear Dance comes from avalanches, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bear Dance?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bear Dance to be higher than in 81% of U.S. communities, mostly from avalanches and inland flooding.

Avalanches46%Inland flooding24%Earthquakes15%Wildfire7%Cold waves6%Everything else2%

By hazard

What Bear Dance faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Avalanches

46% of expected damage

Well below average · higher than 0% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

24% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 2 years in the area

Earthquakes

15% of expected damage

Well above average · higher than 87% of U.S. places

Wildfire

7% of expected damage

Well above average · higher than 97% of U.S. places

Cold waves

6% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 4 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bear Dance flood?

FEMA's records show no paid flood insurance claims in Bear Dance.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bear Dance isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lake County.

Disasters that hit Bear Dance

Federal disasters declared here

None of the disasters declared for Lake County shows FEMA aid or repair money reaching Bear Dance itself in FEMA’s records.

Brought FEMA money into Bear DanceDeclared for Lake County only

Lake County has had 6 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bear Dance is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Bear Dance’s own flood-insurance community; household aid to the registrant’s city; repair grants to Bear Dance. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.