Natural hazards · Ashland

Ashland, MT natural hazards

Most of the natural-hazard damage FEMA expects in Ashland comes from inland flooding, and overall the risk is very high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ashland?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ashland to be higher than in 93% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding44%Wildfire31%Cold waves17%Everything else8%

By hazard

What Ashland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once a year in the area

Wildfire

31% of expected damage

Well above average · among the top 1% of U.S. places

Cold waves

17% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 4 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingHurricanesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ashland flood?

FEMA's records show no paid flood insurance claims in Ashland.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ashland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Rosebud County.

Disasters that hit Ashland

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Ashland itself: aid to households, or repair grants to Ashland.

Brought FEMA money into AshlandDeclared for Rosebud County only

2011

Severe Storms and Flooding

1 household applied for aid $14K aid approved

Rosebud County has had 11 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ashland is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ashland’s own flood-insurance community; household aid to the registrant’s city; repair grants to Ashland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.