Natural hazards · Alzada

Alzada, MT natural hazards

Most of the natural-hazard damage FEMA expects in Alzada comes from cold waves, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Alzada?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Alzada to be higher than in 59% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves37%Inland flooding36%Wildfire13%Everything else14%

By hazard

What Alzada faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

37% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 7 times a year in the area

Inland flooding

36% of expected damage

Above average · higher than 61% of U.S. places

Recorded about once every 3 years in the area

Wildfire

13% of expected damage

Well above average · higher than 97% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingHurricanesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Alzada flood?

FEMA's records show no paid flood insurance claims in Alzada.

Disasters that hit Alzada

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Alzada itself: aid to households, or repair grants to Alzada.

Brought FEMA money into AlzadaDeclared for Carter County only

2011

Severe Storms and Flooding

2 households applied for aid

Carter County has had 6 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Alzada is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Alzada’s own flood-insurance community; household aid to the registrant’s city; repair grants to Alzada. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.