Natural hazards · Winstonville

Winstonville, MS natural hazards

Most of the natural-hazard damage FEMA expects in Winstonville comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2021. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Winstonville?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Winstonville to be higher than in 74% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding48%Earthquakes18%Tornadoes12%Drought6%Heat waves6%Everything else10%

By hazard

What Winstonville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

18% of expected damage

Well above average · higher than 82% of U.S. places

Tornadoes

12% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 16 years in the area

Drought

6% of expected damage

Recorded about 11 times a year in the area

Heat waves

6% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 18 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Winstonville flood?

Every paid claim on a federal flood insurance policy in Winstonville, from FEMA’s records.

1paid claims since 2021

$39Kpaid to owners

0homes flooded more than once

20212026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Winstonville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bolivar County.

Disasters that hit Winstonville

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Winstonville itself: aid to households, or repair grants to the Town of Winstonville.

Brought FEMA money into WinstonvilleDeclared for Bolivar County only

2026

Severe Winter Storm

29 households applied for aid $65K aid approved

2016

Severe Storms and Flooding

5 households applied for aid $1K aid approved

Bolivar County has had 18 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Winstonville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Winstonville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Winstonville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.