Natural hazards · Victoria

Victoria, MS natural hazards

Most of the natural-hazard damage FEMA expects in Victoria comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Victoria?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Victoria to be higher than in 61% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding34%Earthquakes24%Tornadoes23%Cold waves8%Heat waves6%Everything else6%

By hazard

What Victoria faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

34% of expected damage

Above average · higher than 56% of U.S. places

Recorded about once a year in the area

Earthquakes

24% of expected damage

Well above average · higher than 84% of U.S. places

Tornadoes

23% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 25 years in the area

Cold waves

8% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once a year in the area

Heat waves

6% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 17 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Victoria flood?

FEMA's records show no paid flood insurance claims in Victoria.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Victoria isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Marshall County.

Disasters that hit Victoria

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Victoria itself: aid to households, or repair grants to Victoria.

Brought FEMA money into VictoriaDeclared for Marshall County only

2026

Severe Winter Storm

9 households applied for aid $33K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

1 household applied for aid

Marshall County has had 14 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Victoria is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Victoria’s own flood-insurance community; household aid to the registrant’s city; repair grants to Victoria. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.