Natural hazards · Tutwiler

Tutwiler, MS natural hazards

Most of the natural-hazard damage FEMA expects in Tutwiler comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 10 claims here since 1982. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Tutwiler?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Tutwiler to be higher than in 64% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding26%Earthquakes19%Tornadoes17%Strong wind10%Drought10%Cold waves8%Everything else12%

By hazard

What Tutwiler faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

26% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once every 2 years in the area

Earthquakes

19% of expected damage

Well above average · higher than 83% of U.S. places

Tornadoes

17% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 12 years in the area

Strong wind

10% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 2 times a year in the area

Drought

10% of expected damage

Recorded about 12 times a year in the area

Cold waves

8% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Tutwiler flood?

Every paid claim on a federal flood insurance policy in Tutwiler, from FEMA’s records.

10paid claims since 1982

$78Kpaid to owners

2homes flooded more than once

19822026

Biggest named events

Hurricane Ida: 1 claim, $8K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Tutwiler isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Tallahatchie County.

What’s been done with FEMA grants

15storm safe rooms built

1flood-prone properties bought out and cleared

Disasters that hit Tutwiler

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Tutwiler itself: aid to households, or repair grants to the Town of Tutwiler.

Brought FEMA money into TutwilerDeclared for Tallahatchie County only

2026

Severe Winter Storm

414 households applied for aid $1.5M aid approved $45K to the Town of Tutwiler for repairs

2016

Severe Storms and Flooding

70 households applied for aid $63K aid approved $10K to the Town of Tutwiler for repairs

2005

Hurricane Katrina

$7K to the Town of Tutwiler for repairs

2001

Severe Storms, Tornadoes and Flooding

$8K to the Town of Tutwiler for repairs

Tallahatchie County has had 22 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Tutwiler is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Tutwiler’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Tutwiler. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.