Natural hazards · Sumrall

Sumrall, MS natural hazards

Most of the natural-hazard damage FEMA expects in Sumrall comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 4 claims here since 1990. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sumrall?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sumrall to be higher than in 49% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding40%Hurricanes26%Tornadoes12%Heat waves6%Everything else15%

By hazard

What Sumrall faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Below average · higher than 40% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

26% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 7 years in the area

Tornadoes

12% of expected damage

Above average · higher than 66% of U.S. places

Recorded about once every 10 years in the area

Heat waves

6% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 12 times a year in the area

Lower here

HailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sumrall flood?

Every paid claim on a federal flood insurance policy in Sumrall, from FEMA’s records.

4paid claims since 1990

$21Kpaid to owners

0homes flooded more than once

19902026

Biggest named events

Tropical Storm Allison: 1 claim, $2K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Sumrall isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lamar County.

What’s been done with FEMA grants

27storm safe rooms built

6buildings retrofitted against wind

Disasters that hit Sumrall

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Sumrall itself: aid to households, or repair grants to the Town of Sumrall.

Brought FEMA money into SumrallDeclared for Lamar County only

2026

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

73 households applied for aid $273K aid approved

2017

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

5 households applied for aid

2016

Severe Storms and Flooding

4 households applied for aid

2013

Severe Storms, Tornadoes, and Flooding

18 households applied for aid $7K aid approved

2012

Hurricane Isaac

70 households applied for aid $48K aid approved

2005

Hurricane Katrina

2,718 households applied for aid $3.2M aid approved

Lamar County has had 20 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sumrall is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Sumrall’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Sumrall. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.