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Natural hazards · State Line

State Line, MS natural hazards

Most of the natural-hazard damage FEMA expects in State Line comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 1 claim here since 1984. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is State Line?

86
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in State Line to be higher than in 86% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes34%Inland flooding33%Tornadoes11%Cold waves10%Everything else13%
By hazard

What State Line faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

34% of expected damage
Well above average · higher than 94% of U.S. places
Recorded about once every 5 years in the area

Inland flooding

33% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about once a year in the area

Tornadoes

11% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about once every 18 years in the area

Cold waves

10% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about once a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does State Line flood?

Every paid claim on a federal flood insurance policy in State Line, from FEMA’s records.

1paid claims since 1984
$7Kpaid to owners
0homes flooded more than once
19842026
of homes in flood zones
are insured
of all homes
are insured
No community discount. State Line isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Wayne County.

What’s been done with FEMA grants

1storm safe rooms built
Disasters that hit State Line

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in State Line itself: aid to households, or repair grants to the Town of State Line.

Brought FEMA money into State LineDeclared for Wayne County only
2020

Hurricane Zeta

99 households applied for aid $264K aid approved $434K to the Town of State Line for repairs
2016

Severe Storms and Flooding

6 households applied for aid $16K aid approved
2014

Severe Storms, Tornadoes, and Flooding

16 households applied for aid $7K aid approved
2013

Severe Storms, Tornadoes, and Flooding

33 households applied for aid $32K aid approved
2005

Hurricane Katrina

846 households applied for aid $1.3M aid approved
2004

Hurricane Ivan

279 households applied for aid $318K aid approved $3K to the Town of State Line for repairs
2003

Severe Storms, Tornadoes, Floods

46 households applied for aid $112K aid approved
Wayne County has had 25 natural disasters declared since 1953, most often hurricanes and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. State Line is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to State Line’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of State Line. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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