Natural hazards · Sherman

Sherman, MS natural hazards

Most of the natural-hazard damage FEMA expects in Sherman comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sherman?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sherman to be higher than in 43% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding28%Tornadoes22%Cold waves17%Earthquakes13%Heat waves8%Everything else12%

By hazard

What Sherman faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

28% of expected damage

Below average · higher than 37% of U.S. places

Recorded about once a year in the area

Tornadoes

22% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once every 24 years in the area

Cold waves

17% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Earthquakes

13% of expected damage

Well above average · higher than 80% of U.S. places

Heat waves

8% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 16 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sherman flood?

FEMA's records show no paid flood insurance claims in Sherman.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Sherman isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pontotoc County.

What’s been done with FEMA grants

10storm safe rooms built

Disasters that hit Sherman

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Sherman itself: aid to households, or repair grants to the Town of Sherman.

Brought FEMA money into ShermanDeclared for Pontotoc County only

2026

Severe Winter Storm

4 households applied for aid $4K aid approved

Pontotoc County has had 16 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sherman is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Sherman’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Sherman. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.