Natural hazards · Seminary

Seminary, MS natural hazards

Most of the natural-hazard damage FEMA expects in Seminary comes from hurricanes, and overall the risk is high for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Seminary?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Seminary to be higher than in 74% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes37%Inland flooding26%Tornadoes12%Heat waves6%Everything else19%

By hazard

What Seminary faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

37% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once every 7 years in the area

Inland flooding

26% of expected damage

Below average · higher than 47% of U.S. places

Recorded about once a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once every 10 years in the area

Heat waves

6% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 12 times a year in the area

Lower here

HailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Seminary flood?

FEMA's records show no paid flood insurance claims in Seminary.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Seminary isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Covington County.

What’s been done with FEMA grants

7storm safe rooms built

Disasters that hit Seminary

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Seminary itself: aid to households, or repair grants to the Town of Seminary.

Brought FEMA money into SeminaryDeclared for Covington County only

2025

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

91 households applied for aid $531K aid approved

2020

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

103 households applied for aid $184K aid approved

2016

Severe Storms and Flooding

$7K to the Town of Seminary for repairs

2012

Hurricane Isaac

1 household applied for aid

2005

Hurricane Katrina

1,990 households applied for aid $2.5M aid approved $202K to the Town of Seminary for repairs

Covington County has had 25 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Seminary is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Seminary’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Seminary. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.