Natural hazards · Sebastopol

Sebastopol, MS natural hazards

Most of the natural-hazard damage FEMA expects in Sebastopol comes from inland flooding, and overall the risk is moderate for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sebastopol?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sebastopol to be higher than in 50% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding27%Tornadoes20%Hurricanes14%Cold waves10%Hail9%Strong wind7%Everything else13%

By hazard

What Sebastopol faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

27% of expected damage

Below average · higher than 32% of U.S. places

Recorded about once a year in the area

Tornadoes

20% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 9 years in the area

Hurricanes

14% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 9 years in the area

Cold waves

10% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once a year in the area

Hail

9% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 5 times a year in the area

Strong wind

7% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 4 times a year in the area

Lower here

Ice stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sebastopol flood?

FEMA's records show no paid flood insurance claims in Sebastopol.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Sebastopol isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Scott County.

Disasters that hit Sebastopol

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Sebastopol itself: aid to households, or repair grants to the Town of Sebastopol.

Brought FEMA money into SebastopolDeclared for Scott County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

3 households applied for aid

2005

Hurricane Katrina

30 households applied for aid $29K aid approved

Scott County has had 18 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sebastopol is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Sebastopol’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Sebastopol. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.