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Natural hazards · Sardis

Sardis, MS natural hazards

Most of the natural-hazard damage FEMA expects in Sardis comes from earthquakes, and overall the risk is moderate for a U.S. community. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Sardis?

59
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sardis to be higher than in 59% of U.S. communities, mostly from earthquakes and tornadoes.

Earthquakes29%Tornadoes20%Inland flooding15%Cold waves12%Heat waves11%Strong wind8%Everything else5%
By hazard

What Sardis faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

29% of expected damage
Well above average · higher than 86% of U.S. places

Tornadoes

20% of expected damage
Well above average · higher than 91% of U.S. places

Inland flooding

15% of expected damage
Below average · higher than 35% of U.S. places
Recorded about once a year in the area

Cold waves

12% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about once a year in the area

Heat waves

11% of expected damage
Above average · higher than 74% of U.S. places
Recorded about 22 times a year in the area

Strong wind

8% of expected damage
Above average · higher than 73% of U.S. places
Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Sardis flood?

FEMA's records show no paid flood insurance claims in Sardis.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Sardis isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Panola County.

What’s been done with FEMA grants

64storm safe rooms built
Disasters that hit Sardis

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Sardis itself: aid to households, or repair grants to the Town of Sardis.

Brought FEMA money into SardisDeclared for Panola County only
2026

Severe Winter Storm

1,240 households applied for aid $3.4M aid approved $101K to the Town of Sardis for repairs
2023

Severe Storms, Straight-Line Winds, and Tornadoes

224 households applied for aid $171K aid approved
2020

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

44 households applied for aid $53K aid approved
2016

Severe Storms and Flooding

2 households applied for aid $4K aid approved
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

9 households applied for aid $3K aid approved
2011

Severe Storms, Tornadoes, Straight-Line Winds, and Associated Flooding

106 households applied for aid $86K aid approved
2005

Hurricane Katrina

$78K to the Town of Sardis for repairs
Panola County has had 21 natural disasters declared since 1953, most often severe storms and hurricanes.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sardis covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Sardis’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Sardis. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Sardis total about $800K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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