Natural hazards · Saltillo

Saltillo, MS natural hazards

Most of the natural-hazard damage FEMA expects in Saltillo comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 34 claims here since 2004. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Saltillo?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Saltillo to be higher than in 56% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding41%Earthquakes20%Cold waves18%Tornadoes10%Heat waves5%Everything else7%

By hazard

What Saltillo faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

20% of expected damage

Well above average · higher than 83% of U.S. places

Cold waves

18% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once every 87 years in the area

Heat waves

5% of expected damage

Above average · higher than 69% of U.S. places

Recorded about 16 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Saltillo flood?

Every paid claim on a federal flood insurance policy in Saltillo, from FEMA’s records.

34paid claims since 2004

$1.7Mpaid to owners

6homes flooded more than once

20042026

Biggest named events

Hurricane Katrina: 1 claim, $3K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (3) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Saltillo isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lee County.

What’s been done with FEMA grants

91storm safe rooms built

Disasters that hit Saltillo

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Saltillo itself: aid to households, or repair grants to the City of Saltillo.

Brought FEMA money into SaltilloDeclared for Lee County only

2026

Severe Winter Storm

148 households applied for aid $229K aid approved

2019

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$72K to the City of Saltillo for repairs

2014

Severe Storms, Tornadoes, and Flooding

139 households applied for aid $135K aid approved

2005

Hurricane Katrina

$9K to the City of Saltillo for repairs

2001

Severe Storms and Flooding

$35K to the City of Saltillo for repairs

1998

Severe Winter Storms, Ice and Freezing Rain

$14K to the City of Saltillo for repairs

Lee County has had 18 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Saltillo covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Saltillo’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Saltillo. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Saltillo total about $2.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.