Natural hazards · Rosedale

Rosedale, MS natural hazards

Most of the natural-hazard damage FEMA expects in Rosedale comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 54 claims here since 1979. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rosedale?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rosedale to be higher than in 67% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding44%Earthquakes21%Tornadoes13%Drought7%Heat waves5%Everything else11%

By hazard

What Rosedale faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Above average · higher than 69% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

21% of expected damage

Well above average · higher than 82% of U.S. places

Tornadoes

13% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 13 years in the area

Drought

7% of expected damage

Recorded about 9 times a year in the area

Heat waves

5% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 18 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rosedale flood?

Every paid claim on a federal flood insurance policy in Rosedale, from FEMA’s records.

54paid claims since 1979

$1.1Mpaid to owners

8homes flooded more than once

19792026

Biggest named events

Mid-spring storms: 2 claims, $77K
Late winter severe storms: 1 claim, $40K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rosedale isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bolivar County.

Disasters that hit Rosedale

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Rosedale itself: aid to households, or repair grants to the City of Rosedale.

Brought FEMA money into RosedaleDeclared for Bolivar County only

2026

Severe Winter Storm

250 households applied for aid $652K aid approved

2016

Severe Storms and Flooding

32 households applied for aid $31K aid approved

2011

Flooding

24 households applied for aid $107K aid approved

2008

Severe Storms and Flooding

31 households applied for aid $18K aid approved

Bolivar County has had 18 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rosedale is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Rosedale’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Rosedale. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Rosedale, MS natural hazards

How exposed is Rosedale?

What Rosedale faces

Inland flooding

Earthquakes

Tornadoes

Drought

Heat waves

Lower here

Not a risk here

Does Rosedale flood?

Biggest named events

Homes that flooded again and again

4 federal disasters brought FEMA money here

Severe Winter Storm

Severe Storms and Flooding

Flooding

Severe Storms and Flooding

How to read this page

Where to, neighbor?

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