Natural hazards · Richland

Richland, MS natural hazards

Most of the natural-hazard damage FEMA expects in Richland comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 65 claims here since 1979. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Richland?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Richland to be higher than in 52% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding32%Tornadoes22%Hail15%Cold waves8%Heat waves7%Everything else17%

By hazard

What Richland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

32% of expected damage

Below average · higher than 27% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

22% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 29 years in the area

Hail

15% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 5 times a year in the area

Cold waves

8% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Heat waves

7% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 15 times a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Richland flood?

Every paid claim on a federal flood insurance policy in Richland, from FEMA’s records.

65paid claims since 1979

$1.5Mpaid to owners

8homes flooded more than once

19792026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Richland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Rankin County.

What’s been done with FEMA grants

4storm safe rooms built

Disasters that hit Richland

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Richland itself: aid to households, or repair grants to the City of Richland.

Brought FEMA money into RichlandDeclared for Rankin County only

2014

Severe Storms, Tornadoes, and Flooding

6 households applied for aid $1K aid approved $14K to the City of Richland for repairs

2005

Hurricane Katrina

595 households applied for aid $265K aid approved $157K to the City of Richland for repairs

2005

Hurricane Dennis

$4K to the City of Richland for repairs

2003

Severe Storms, Tornadoes, Floods

1 household applied for aid

Rankin County has had 19 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Richland

Richland and the towns around it

Very lowLowModerateHighVery high

Jacksonmostly inland floodingVery high

Florencemostly inland floodingHigh

Pearlmostly inland floodingHigh

Richlandmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Richland is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Richland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Richland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.