Natural hazards · Rena Lara

Rena Lara, MS natural hazards

Most of the natural-hazard damage FEMA expects in Rena Lara comes from inland flooding, and overall the risk is high for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rena Lara?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rena Lara to be higher than in 67% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding33%Tornadoes22%Earthquakes20%Drought8%Heat waves5%Everything else13%

By hazard

What Rena Lara faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

33% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once a year in the area

Tornadoes

22% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about once every 8 years in the area

Earthquakes

20% of expected damage

Well above average · higher than 83% of U.S. places

Drought

8% of expected damage

Recorded about 11 times a year in the area

Heat waves

5% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 23 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rena Lara flood?

FEMA's records show no paid flood insurance claims in Rena Lara.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rena Lara isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Coahoma County.

What’s been done with FEMA grants

2storm safe rooms built

Disasters that hit Rena Lara

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Rena Lara itself: aid to households, or repair grants to Rena Lara.

Brought FEMA money into Rena LaraDeclared for Coahoma County only

2026

Severe Winter Storm

4 households applied for aid $20K aid approved

2016

Severe Storms and Flooding

1 household applied for aid

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

5 households applied for aid

2011

Flooding

40 households applied for aid $311K aid approved

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Associated Flooding

9 households applied for aid $2K aid approved

Coahoma County has had 18 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rena Lara is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Rena Lara’s own flood-insurance community; household aid to the registrant’s city; repair grants to Rena Lara. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.