Natural hazards · Red Banks

Red Banks, MS natural hazards

Most of the natural-hazard damage FEMA expects in Red Banks comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Red Banks?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Red Banks to be higher than in 61% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding34%Earthquakes24%Tornadoes23%Cold waves8%Heat waves6%Everything else6%

By hazard

What Red Banks faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

34% of expected damage

Above average · higher than 56% of U.S. places

Recorded about once a year in the area

Earthquakes

24% of expected damage

Well above average · higher than 84% of U.S. places

Tornadoes

23% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 25 years in the area

Cold waves

8% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once a year in the area

Heat waves

6% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 17 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Red Banks flood?

FEMA's records show no paid flood insurance claims in Red Banks.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Red Banks isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Marshall County.

What’s been done with FEMA grants

7storm safe rooms built

Disasters that hit Red Banks

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Red Banks itself: aid to households, or repair grants to Red Banks.

Brought FEMA money into Red BanksDeclared for Marshall County only

2026

Severe Winter Storm

109 households applied for aid $319K aid approved

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Associated Flooding

1 household applied for aid $2K aid approved

Marshall County has had 14 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Red Banks is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Red Banks’s own flood-insurance community; household aid to the registrant’s city; repair grants to Red Banks. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.