Natural hazards · Polkville

Polkville, MS natural hazards

Most of the natural-hazard damage FEMA expects in Polkville comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Polkville?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Polkville to be higher than in 60% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding33%Hurricanes22%Tornadoes18%Hail7%Cold waves6%Strong wind5%Everything else10%

By hazard

What Polkville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

33% of expected damage

Below average · higher than 39% of U.S. places

Recorded about once a year in the area

Hurricanes

22% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 8 years in the area

Tornadoes

18% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 2 years in the area

Hail

7% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 5 times a year in the area

Cold waves

6% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once a year in the area

Strong wind

5% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 4 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Polkville flood?

FEMA's records show no paid flood insurance claims in Polkville.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Polkville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Smith County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Polkville

Federal disasters declared here

None of the disasters declared for Smith County shows FEMA aid or repair money reaching Polkville itself in FEMA’s records.

Brought FEMA money into PolkvilleDeclared for Smith County only

Smith County has had 20 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Polkville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Polkville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Polkville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.