Natural hazards · Pearl River

Pearl River, MS natural hazards

Most of the natural-hazard damage FEMA expects in Pearl River comes from tornadoes, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pearl River?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pearl River to be higher than in 44% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes31%Inland flooding23%Cold waves12%Hurricanes8%Strong wind7%Hail6%Everything else13%

By hazard

What Pearl River faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

31% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 18 years in the area

Inland flooding

23% of expected damage

Well below average · higher than 15% of U.S. places

Recorded about once a year in the area

Cold waves

12% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once a year in the area

Hurricanes

8% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 11 years in the area

Strong wind

7% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 4 times a year in the area

Hail

6% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 4 times a year in the area

Lower here

Ice stormsWinter weatherWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pearl River flood?

FEMA's records show no paid flood insurance claims in Pearl River.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Pearl River isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Neshoba County.

Disasters that hit Pearl River

Federal disasters declared here

None of the disasters declared for Neshoba County shows FEMA aid or repair money reaching Pearl River itself in FEMA’s records.

Brought FEMA money into Pearl RiverDeclared for Neshoba County only

Neshoba County has had 21 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pearl River covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Pearl River’s own flood-insurance community; household aid to the registrant’s city; repair grants to Pearl River. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Pearl River total about $1.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.