Natural hazards · North Carrollton

North Carrollton, MS natural hazards

Most of the natural-hazard damage FEMA expects in North Carrollton comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 1982. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is North Carrollton?

66
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in North Carrollton to be higher than in 66% of U.S. communities, mostly from inland flooding and strong winds.

Inland flooding36%Strong wind16%Tornadoes13%Cold waves8%Earthquakes7%Hail5%Everything else15%
By hazard

What North Carrollton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

36% of expected damage
Above average · higher than 72% of U.S. places
Recorded about once a year in the area

Strong wind

16% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

13% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about once every 5 years in the area

Cold waves

8% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once a year in the area

Earthquakes

7% of expected damage
Well above average · higher than 78% of U.S. places

Hail

5% of expected damage
Well above average · higher than 92% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does North Carrollton flood?

Every paid claim on a federal flood insurance policy in North Carrollton, from FEMA’s records.

1paid claims since 1982
$762paid to owners
0homes flooded more than once
19822026
of homes in flood zones
are insured
of all homes
are insured
No community discount. North Carrollton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Carroll County.
Disasters that hit North Carrollton

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in North Carrollton itself: aid to households, or repair grants to the Town of North Carrollton.

Brought FEMA money into North CarrolltonDeclared for Carroll County only
2026

Severe Winter Storm

56 households applied for aid $274K aid approved $27K to the Town of North Carrollton for repairs
2025

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$435K to the Town of North Carrollton for repairs
2023

Severe Storms, Straight-Line Winds, and Tornadoes

17 households applied for aid $4K aid approved
2020

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$8K to the Town of North Carrollton for repairs
2020

Severe Storms, Flooding, and Mudslides

$268K to the Town of North Carrollton for repairs
2019

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$8K to the Town of North Carrollton for repairs
2011

Severe Storms, Tornadoes, Straight-Line Winds, and Associated Flooding

$2K to the Town of North Carrollton for repairs
Carroll County has had 19 natural disasters declared since 1953, most often severe storms and hurricanes.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. North Carrollton is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to North Carrollton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of North Carrollton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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