Natural hazards · Mount Olive

Mount Olive, MS natural hazards

Most of the natural-hazard damage FEMA expects in Mount Olive comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 4 claims here since 1990. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mount Olive?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mount Olive to be higher than in 81% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding37%Hurricanes32%Tornadoes11%Everything else20%

By hazard

What Mount Olive faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once a year in the area

Hurricanes

32% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 7 years in the area

Tornadoes

11% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once every 6 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mount Olive flood?

Every paid claim on a federal flood insurance policy in Mount Olive, from FEMA’s records.

4paid claims since 1990

$48Kpaid to owners

0homes flooded more than once

19902026

Biggest named events

Late winter severe storms: 1 claim, $913

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mount Olive isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Covington County.

What’s been done with FEMA grants

8storm safe rooms built

Disasters that hit Mount Olive

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mount Olive itself: aid to households, or repair grants to the Town of Mount Olive.

Brought FEMA money into Mount OliveDeclared for Covington County only

2026

Severe Winter Storm

2 households applied for aid

2025

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

416 households applied for aid $2.3M aid approved

2020

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

88 households applied for aid $156K aid approved

2005

Hurricane Katrina

1,766 households applied for aid $1.8M aid approved $39K to the Town of Mount Olive for repairs

Covington County has had 25 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mount Olive is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Mount Olive’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Mount Olive. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.