Natural hazards · Moss Point

Moss Point, MS natural hazards

Most of the natural-hazard damage FEMA expects in Moss Point comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 1,036 claims here since 1978. 11 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Moss Point?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Moss Point to be higher than in 93% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes56%Inland flooding28%Tornadoes5%Everything else11%

By hazard

What Moss Point faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

56% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

28% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once a year in the area

Tornadoes

5% of expected damage

Above average · higher than 66% of U.S. places

Lower here

Coastal floodingHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Moss Point flood?

Every paid claim on a federal flood insurance policy in Moss Point, from FEMA’s records.

1,036paid claims since 1978

$34.4Mpaid to owners

204homes flooded more than once

19782026

Biggest named events

Hurricane Katrina: 233 claims, $20.8M
Hurricane Isaac: 209 claims, $4.0M
Hurricane Georges: 110 claims, $1.4M

Homes that flooded again and again

Each house = 4 homes. ■ FEMA “severe repetitive loss” (25) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Moss Point isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jackson County.

What’s been done with FEMA grants

144flood-prone properties bought out and cleared

26buildings retrofitted against wind

3storm safe rooms built

3homes raised above flood level

Disasters that hit Moss Point

11 federal disasters brought FEMA money here

Disasters the President declared that paid out in Moss Point itself: aid to households, or repair grants to the City of Moss Point.

Brought FEMA money into Moss PointDeclared for Jackson County only

2026

Severe Winter Storm

1 household applied for aid

2023

Severe Storms, Straight-Line Winds, and Tornadoes.

913 households applied for aid $2.3M aid approved $1.1M to the City of Moss Point for repairs

2021

Hurricane Ida

827 households applied for aid $1.8M aid approved

2020

Hurricane Zeta

1,002 households applied for aid $1.6M aid approved $160K to the City of Moss Point for repairs

2017

Hurricane Nate

$112K to the City of Moss Point for repairs

2012

Hurricane Isaac

2,576 households applied for aid $4.1M aid approved $123K to the City of Moss Point for repairs

2008

Hurricane Gustav

$28K to the City of Moss Point for repairs

2005

Hurricane Katrina

12,516 households applied for aid $51.0M aid approved $7.4M to the City of Moss Point for repairs

2005

Hurricane Dennis

$33K to the City of Moss Point for repairs

2004

Hurricane Ivan

1,578 households applied for aid $1.2M aid approved $320K to the City of Moss Point for repairs

2002

Tropical Storm Isidore

$62K to the City of Moss Point for repairs

Jackson County has had 26 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Moss Point covers 5 census tracts, combined by population.

Money that reached townFlood claims are matched to Moss Point’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Moss Point. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Moss Point total about $8.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.