Natural hazards · Montrose

Montrose, MS natural hazards

Most of the natural-hazard damage FEMA expects in Montrose comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Montrose?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Montrose to be higher than in 55% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding25%Hurricanes23%Tornadoes20%Cold waves12%Everything else20%

By hazard

What Montrose faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

25% of expected damage

Below average · higher than 43% of U.S. places

Recorded about once a year in the area

Hurricanes

23% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 8 years in the area

Tornadoes

20% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 3 years in the area

Cold waves

12% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Montrose flood?

FEMA's records show no paid flood insurance claims in Montrose.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Montrose isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jasper County.

Disasters that hit Montrose

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Montrose itself: aid to households, or repair grants to the Town of Montrose.

Brought FEMA money into MontroseDeclared for Jasper County only

2005

Hurricane Katrina

2 households applied for aid $4K aid approved

Jasper County has had 22 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Montrose is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Montrose’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Montrose. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.