Natural hazards · Metcalfe

Metcalfe, MS natural hazards

Most of the natural-hazard damage FEMA expects in Metcalfe comes from inland flooding, and overall the risk is high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Metcalfe?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Metcalfe to be higher than in 71% of U.S. communities, mostly from inland flooding.

Inland flooding58%Tornadoes12%Earthquakes11%Everything else19%

By hazard

What Metcalfe faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 12 years in the area

Earthquakes

11% of expected damage

Well above average · higher than 80% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Metcalfe flood?

FEMA's records show no paid flood insurance claims in Metcalfe.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Metcalfe isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Washington County.

Disasters that hit Metcalfe

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Metcalfe itself: aid to households, or repair grants to the Town of Metcalfe.

Brought FEMA money into MetcalfeDeclared for Washington County only

2026

Severe Winter Storm

77 households applied for aid $210K aid approved

2016

Severe Storms and Flooding

2 households applied for aid

2008

Hurricane Gustav

10 households applied for aid $10K aid approved

Washington County has had 24 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Metcalfe is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Metcalfe’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Metcalfe. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.