Natural hazards · McLain

McLain, MS natural hazards

Most of the natural-hazard damage FEMA expects in McLain comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 28 claims here since 1980. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is McLain?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in McLain to be higher than in 89% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes43%Inland flooding36%Tornadoes10%Everything else12%

By hazard

What McLain faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

43% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

36% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 10 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does McLain flood?

Every paid claim on a federal flood insurance policy in McLain, from FEMA’s records.

28paid claims since 1980

$541Kpaid to owners

3homes flooded more than once

19802026

Biggest named events

Late winter severe storms: 4 claims, $135K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. McLain isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Greene County.

Disasters that hit McLain

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in McLain itself: aid to households, or repair grants to the Town of McLain.

Brought FEMA money into McLainDeclared for Greene County only

2020

Hurricane Zeta

18 households applied for aid $40K aid approved

2016

Severe Storms and Flooding

12 households applied for aid $20K aid approved

2013

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $1K aid approved

2005

Hurricane Katrina

12 households applied for aid $29K aid approved

2004

Hurricane Ivan

3 households applied for aid $5K aid approved

Greene County has had 26 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. McLain is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to McLain’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of McLain. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.