Natural hazards · McCool

McCool, MS natural hazards

Most of the natural-hazard damage FEMA expects in McCool comes from inland flooding, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is McCool?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in McCool to be higher than in 57% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding35%Tornadoes25%Cold waves9%Earthquakes6%Strong wind6%Heat waves5%Everything else14%

By hazard

What McCool faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

35% of expected damage

Below average · higher than 49% of U.S. places

Recorded about once a year in the area

Tornadoes

25% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 4 years in the area

Cold waves

9% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Earthquakes

6% of expected damage

Well above average · higher than 75% of U.S. places

Strong wind

6% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 3 times a year in the area

Heat waves

5% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 13 times a year in the area

Lower here

HurricanesIce stormsWinter weatherWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does McCool flood?

FEMA's records show no paid flood insurance claims in McCool.

of homes in flood zones
are insured

of all homes
are insured

No community discount. McCool isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Attala County.

What’s been done with FEMA grants

5storm safe rooms built

Disasters that hit McCool

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in McCool itself: aid to households, or repair grants to the Town of McCool.

Brought FEMA money into McCoolDeclared for Attala County only

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Associated Flooding

1 household applied for aid $234 aid approved

2010

Severe Storms, Tornadoes, and Flooding

3 households applied for aid $1K aid approved

2005

Hurricane Katrina

4 households applied for aid

Attala County has had 18 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. McCool is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to McCool’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of McCool. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.