Natural hazards · Magnolia

Magnolia, MS natural hazards

Most of the natural-hazard damage FEMA expects in Magnolia comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 7 claims here since 1983. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Magnolia?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Magnolia to be higher than in 55% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding38%Tornadoes24%Hurricanes20%Heat waves5%Everything else14%

By hazard

What Magnolia faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage

Below average · higher than 44% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

24% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 49 years in the area

Hurricanes

20% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 6 years in the area

Heat waves

5% of expected damage

Above average · higher than 68% of U.S. places

Recorded about 12 times a year in the area

Lower here

HailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Magnolia flood?

Every paid claim on a federal flood insurance policy in Magnolia, from FEMA’s records.

7paid claims since 1983

$125Kpaid to owners

2homes flooded more than once

19832026

Biggest named events

Tropical Storm Isidore: 2 claims, $32K
Hurricane Isaac: 1 claim, $45K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Magnolia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pike County.

What’s been done with FEMA grants

6storm safe rooms built

Disasters that hit Magnolia

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Magnolia itself: aid to households, or repair grants to the City of Magnolia.

Brought FEMA money into MagnoliaDeclared for Pike County only

2025

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

304 households applied for aid $1.4M aid approved

2021

Hurricane Ida

572 households applied for aid $556K aid approved $169K to the City of Magnolia for repairs

2012

Hurricane Isaac

637 households applied for aid $372K aid approved $30K to the City of Magnolia for repairs

2008

Hurricane Gustav

$17K to the City of Magnolia for repairs

2005

Hurricane Katrina

2,692 households applied for aid $2.8M aid approved $374K to the City of Magnolia for repairs

2003

Severe Storms, Tornadoes, Floods

677 households applied for aid $535K aid approved

2002

Tropical Storm Isidore

$9K to the City of Magnolia for repairs

Pike County has had 26 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Magnolia is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Magnolia’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Magnolia. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.