Natural hazards · Lynchburg

Lynchburg, MS natural hazards

Most of the natural-hazard damage FEMA expects in Lynchburg comes from tornadoes, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lynchburg?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lynchburg to be higher than in 38% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes29%Inland flooding23%Cold waves16%Heat waves15%Earthquakes11%Everything else6%

By hazard

What Lynchburg faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

29% of expected damage

Well above average · higher than 94% of U.S. places

Inland flooding

23% of expected damage

Below average · higher than 34% of U.S. places

Recorded about 2 times a year in the area

Cold waves

16% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once a year in the area

Heat waves

15% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 22 times a year in the area

Earthquakes

11% of expected damage

Well above average · higher than 81% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lynchburg flood?

FEMA's records show no paid flood insurance claims in Lynchburg.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lynchburg isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: DeSoto County.

Disasters that hit Lynchburg

Federal disasters declared here

None of the disasters declared for DeSoto County shows FEMA aid or repair money reaching Lynchburg itself in FEMA’s records.

Brought FEMA money into LynchburgDeclared for DeSoto County only

DeSoto County has had 11 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lynchburg is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lynchburg’s own flood-insurance community; household aid to the registrant’s city; repair grants to Lynchburg. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.