Natural hazards · Lumberton

Lumberton, MS natural hazards

Most of the natural-hazard damage FEMA expects in Lumberton comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 4 claims here since 2019. 11 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lumberton?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lumberton to be higher than in 61% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding40%Hurricanes30%Tornadoes9%Heat waves5%Everything else15%

By hazard

What Lumberton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

30% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 5 years in the area

Tornadoes

9% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once every 14 years in the area

Heat waves

5% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 12 times a year in the area

Lower here

HailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lumberton flood?

Every paid claim on a federal flood insurance policy in Lumberton, from FEMA’s records.

4paid claims since 2019

$48Kpaid to owners

1homes flooded more than once

20192026

Biggest named events

Tropical Storm Claudette: 1 claim, $2K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lumberton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lamar County.

What’s been done with FEMA grants

20storm safe rooms built

3buildings retrofitted against wind

Disasters that hit Lumberton

11 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lumberton itself: aid to households, or repair grants to the City of Lumberton.

Brought FEMA money into LumbertonDeclared for Lamar County only

2026

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

30 households applied for aid $84K aid approved

2026

Severe Winter Storm

1 household applied for aid

2021

Hurricane Ida

5 households applied for aid $4K aid approved

2017

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

4 households applied for aid $4K aid approved

2016

Severe Storms and Flooding

4 households applied for aid $2K aid approved

2013

Severe Storms, Tornadoes, and Flooding

2 households applied for aid

2012

Hurricane Isaac

178 households applied for aid $113K aid approved $41K to the City of Lumberton for repairs

2008

Hurricane Gustav

$3K to the City of Lumberton for repairs

2005

Hurricane Katrina

3,646 households applied for aid $7.8M aid approved $251K to the City of Lumberton for repairs

2005

Hurricane Dennis

$2K to the City of Lumberton for repairs

2004

Hurricane Ivan

2 households applied for aid $4K aid approved $4K to the City of Lumberton for repairs

Lamar County has had 20 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lumberton is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lumberton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Lumberton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.